The Bankrupt Person on the Day of Judgement

The Prophet once asked his Companions, "Do you know who is the bankrupt?" The Companions said, "A bankrupt is the one who has neither dirham (money) nor wealth." The Prophet said,

The bankrupt of my Ummah is he who would come on the Day of Judgment with prayers, fasting, and zakah; but who had offended one person, slandered another, devoured others' wealth, shed the blood of this person, and beat that person. (Muslim)

Each one of these people would be given some of the wrongdoer's good deeds. If his good deeds fall short of settling the account, then their sins will be taken from their accounts and thrown into his account, and he would be thrown in the Hellfire.
This hadith is a complete enough reminder to make those who are Muslims by name and who act against Islamic ethics, to be on the alert. Also, we should understand this hadith and keep it in mind in order to avoid being bankrupt and being losers on the Day of Judgment.